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What does Buy Here Pay Here mean? Despite being the fastest growing segment in the auto sales industry, there's not an official definition for Buy Here Pay Here in the dictionary. Bad credit car loans, auto loans for people with bad credit, bad credit auto financing Pierre Money Mart. You will get a chance to select your own car and depending on that and your credit status all the figures will be decided. The chance to choose from available cars, make affordable monthly payments and enjoy the freedom a car offers can't be overstated. One of these things is a high pre-payment penalty. Then, with your monthly payment range and down payment information factored in, they'll show you cars that fit your financial situation. But with secured auto loans you are supposed to pledge collateral against the loan and in most of the cases the car you are buying is the best option. Who should go to a BHPH dealership? BHPH dealerships are primarily designed for shoppers who may have experienced significant financial bumps and bruises. The key difference between a traditional dealership and one that strictly specializes in BHPH financing lies in the shopping experience. Shop around before signing any contract. Trade-in flexibility

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