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That's because these types of dealerships understand the value and benefit of getting long-term use out of cars that many traditional dealerships would not accept. What are the benefits of BHPH financing? 1. You therefore "buy" the car at the dealership and "pay" on the loan at the dealership. This could keep you from refinancing if you later discover that you’ve entered into a contract with unreasonable loan terms. What's the difference between a BHPH dealership and a traditional dealership? Depending on the dealerships you visit, very little. Although some BHPH dealerships will accept payment by phone or online, many require that you physically bring a check or cash to their location. Available cars, available credit Without a doubt, the most important benefit of BHPH financing is that it gives credit-challenged people the opportunity to get much-needed transportation. But with secured auto loans you are supposed to pledge collateral against the loan and in most of the cases the car you are buying is the best option. Because car loans are secured, the interest rates are better than those on unsecured loans. Opportunities to improve credit One of the ways to rebuild a credit history is to make timely payments

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