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You therefore "buy" the car at the dealership and "pay" on the loan at the dealership. Available cars, available credit Without a doubt, the most important benefit of BHPH financing is that it gives credit-challenged people the opportunity to get much-needed transportation. In order to accommodate for this, you need to always be fully aware of the prices of used cars in your area for the model and make of car that you are looking for, since some dishonest dealerships may try to take advantage of your predicament. You might not see "Buy Here Pay Here" written across the windshields of their cars, but phrases such as "We Finance" may indicate that option is available. 2. Who should go to a BHPH dealership? BHPH dealerships are primarily designed for shoppers who may have experienced significant financial bumps and bruises. You will get a chance to go through quotes from different lenders and select the most suitable for you. Make sure to know what interest rates other companies are willing to give you before choosing one lender, even if that lender swears that you won’t find a better interest rate. Bad credit auto

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