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Financing options are out there, but, often, they’re through predatory lenders. . That's because these types of dealerships understand the value and benefit of getting long-term use out of cars that many traditional dealerships would not accept. In many cases, BHPH dealerships aren't just an option—they may be the only option when someone has been turned down by traditional loan institutions. Bad credit car loans are available for all automobile types nationwide and getting approved online is the first step to purchasing a new or used vehicle. Additionally, most of these dealerships only report to a credit bureau when you’ve defaulted on your loan. We've gathered the most relevant information about the Buy Here Pay Here world into one easy-to-read article. If your credit score is on the lower end of the scale or if you've had trouble getting an auto loan, a BHPH dealership should be one of the places you visit during a car search. A poor credit car loan usually has a higher than normal interest rate, and the payment periods usually range from two to five years in length. If you consistently make payments on a BHPH car loan, many dealers will