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So, regardless of your previous credit history, with enough tenacity and research you should be able to get car credit on a vehicle within your budget and may even end up re-establishing your credit rating in the process. Buy Here Pay Here (BHPH) financing means that you arrange a loan and make payments on it at the dealership. You purchase the car through what's referred to as in-house financing versus through a third party, such as a bank. Bad credit auto financing can get the best interest rates at the most flexible terms and conditions for bad credit borrowers. Despite recent headlines about the US credit-crunch, getting car credit is easier than you think. Who should go to a BHPH dealership? BHPH dealerships are primarily designed for shoppers who may have experienced significant financial bumps and bruises. Over time, your credit score can improve. Nowadays car dealers are also coming forward with new packages with flexible terms. Remember that, as the interest rates are higher than a normal loan, the corresponding monthly payments will be higher also, so aim for a model of car that you can make the payments on with relative ease. A poor credit car
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