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2. So, regardless of your previous credit history, with enough tenacity and research you should be able to get car credit on a vehicle within your budget and may even end up re-establishing your credit rating in the process. Instead of making monthly payments to a traditional lender, you make weekly or bi-weekly payments at the dealership. A poor credit car loan usually has a higher than normal interest rate, and the payment periods usually range from two to five years in length. Despite recent headlines about the US credit-crunch, getting car credit is easier than you think. Bad Credit Loans and Facts Whenever you apply for a loan, your credit history is reviewed. What does Buy Here Pay Here mean? Despite being the fastest growing segment in the auto sales industry, there's not an official definition for Buy Here Pay Here in the dictionary. The Internet doesn't provide much more clarity. Nowadays car dealers are also coming forward with new packages with flexible terms. You might not see "Buy Here Pay Here" written across the windshields of their cars, but phrases such as "We Finance" may indicate that option is available. To get the loan at more negotiable terms try to improve

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